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It is up to you to place a member on a health leave. HOOPP does not need to be notified about the health leave until it has continued for at least 30 days.
If a member has been on a health leave for at least 30 days, submit the necessary information to HOOPP in order to let HOOPP know that you have placed the member on an employer-approved health leave. If a member returns to work permanently (or for longer than a 3 week period) before the 15 week qualifying period has been reached, submit the necessary information to HOOPP and end the leave on the date the member returned to work.
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✔ Submit the information to HOOPP. Health leaves should be reported to HOOPP once a member has been on a health leave for 30 days. ✔ If the member returns to work or the health leave is interrupted report these changes to HOOPP in a timely manner. |
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Example: Before starting a health leave the member earned $2,175 bi-weekly. The member earns $1,305 bi-weekly during the disability qualifying period (60% of what the member was earning before the leave started). The member must contribute on the actual employment earnings receives ($1,305) but they also have the option to make contributions on the pre-leave earnings of $2,175 or to make contributions on earnings between $1,305
and $2,175.
No Earnings
If you do not pay a member any earnings during the qualifying period, the same rules applicable to "partial earnings" apply. The member can make no contributions or "top up" contributions up to 100% of the pre-leave level.
Example: Before starting a health leave the member earned $2,175 bi-weekly. The member receives no earnings during the health leave and is therefore not required to make any contributions. The member has the option to make contributions on the pre-leave earnings of $2,175 or to make contributions on earnings between $0 and $2,175.
Workplace Safety & Insurance Board (WSIB) Benefits
The Workplace Safety and Insurance Act protects a member’s right to continue to make pension contributions during the first 12 months following a workplace injury or disability. If a member chooses to contribute for this period, they can make such contributions either during the period or within the time period set by HOOPP to make contributions after the end of the 15 week qualifying period, as a lump sum. You must also make contributions to HOOPP in this situation. The member’s contributory service for this period will be based on the contributions received by HOOPP.
Contributions after the Qualifying Period
Contributions are not required after the end of the 15 week qualifying period if the member qualifies for free accrual. However, you can permit members to continue making contributions if they remain , in accordance with the Workplace Safety and Insurance Act, an employer is obliged to continue contributions for the worker's employment benefits for one year following the date of the injury, provided the employee continues to make their required contributions. This would apply if a member remains on a health leave and are is not receiving free accrual after the 15 week qualifying period has ended. This might occur if a member does not provide HOOPP with medical evidence to support their disability, or if a member is not approved for free accrual because the medical evidence does not support that the member is at least partially disabled. Contributions should be made at the time they are received. Members can make contributions during the leave, or within the time period set by HOOPP to make contributions after the end of the first year of the health leave, as a lump sum.
Members who receive WSIB benefits do not need to make contributions on those benefits. WSIB benefits are not pensionable earnings.
For a health leave that continues after the 15 week qualifying period, a member’s contributions should be based on their “pre-leave level” which is determined as follows:
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Important If you do not report a health leave to HOOPP then a disability guide will not be mailed to the member. Health leaves should be reported to HOOPP once a member has been on a health leave for more than 30 days. |
Step D: Member Returns to Work
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Termination When a Member is Receiving Free Accrual
Refer to section 8. Termination (Click Here) for guidance on ending a member’s employment while they are in receipt of free accrual.